ARCH CAPITAL GROUP LTD.
Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.
CAPITALIZATION 12/31/25
| ($ millions) | Amount | % |
|---|---|---|
| Total debt | – | – |
| Stockholders' equity | 24,206 | 100.0 |
| Total capitalization | 24,206 | 100.0 |
341,229,126 shares outstanding at 30 July 2026 (cover page of the 10-Q filed 4 August 2026).
LONG-TERM DEBT 12/31/25
| ($ millions) | Amount |
|---|---|
| Not tagged in XBRL |
CAPITAL STOCK 12/31/25
| Common shares authorized | 1,800,000,000 |
| Common shares issued | 599,800,000 |
| Treasury shares | 240,800,000 |
| Par or stated value per share ($) | 0.0011 |
| Preferred stock ($ millions) | 830 |
| Outstanding at 7/30/26 | 341,229,126 |
DIVIDENDS DECLARED/PAID
| Fiscal year | Per share $ | Payout % |
|---|---|---|
| 2025 | 5.00 | 43.1 |
| 2024 | 5.00 | 44.7 |
| 2023 | – | – |
| 2022 | – | – |
| 2021 | – | – |
HISTORY AND BUSINESS
HISTORY: State of incorporation not stated in SEC records. Formerly known as RISK CAPITAL HOLDINGS INC (to 16 March 2000).
BUSINESS: Classified by the SEC under Standard Industrial Classification 6331, Fire, Marine & Casualty Insurance. Large accelerated filer. Principal executive office: Waterloo House, Ground Floor, 100 Pitts Bay Road, Pembroke, D0 HM 08. Fiscal year ends December 31. For a description of the business, see Item 1 of the latest 10-K.
CONSOLIDATED INCOME ACCOUNT, YEARS ENDED
| ($ millions) | 12/31/25 | 12/31/24 | 12/31/23 |
|---|---|---|---|
| Premiums earned | 17,065 | 15,100 | 12,440 |
| Total revenues | 19,929 | 17,440 | 13,634 |
| Benefits, losses and expenses | 14,950 | 12,966 | 10,249 |
| Income before income taxes | 5,159 | 4,674 | 3,570 |
| Income taxes | 760 | 362 | (873) |
| Net income | 4,399 | 4,312 | 4,443 |
| Earned per share, diluted ($) | 11.60 | 11.19 | 11.62 |
| Dividends per share ($) | 5.00 | 5.00 | – |
CONSOLIDATED BALANCE SHEET
| ($ millions) | 12/31/25 | 12/31/24 |
|---|---|---|
| Total investments | 46,504 | 40,540 |
| Cash and equivalents | 993 | 979 |
| Total assets | 79,241 | 70,906 |
| Policy liabilities and reserves | 33,547 | 29,369 |
| Total liabilities | 55,035 | 50,086 |
| Stockholders' equity | 24,206 | 20,820 |
TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)
| Fiscal year ended | Revenues | Oper. income | Net income | Net margin % | EPS diluted $ | Div. per share $ | Oper. cash flow | Total assets | Total liabilities | Total debt | Deposits | Stockholders' equity | ROE % | Debt / equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12/31/25 | 19,929 | – | 4,399 | 22.1 | 11.60 | 5.00 | 6,172 | 79,241 | 55,035 | – | – | 24,206 | 18.2 | – |
| 12/31/24 | 17,440 | – | 4,312 | 24.7 | 11.19 | 5.00 | 6,673 | 70,906 | 50,086 | – | – | 20,820 | 20.7 | – |
| 12/31/23 | 13,634 | – | 4,443 | 32.6 | 11.62 | – | 5,749 | 58,906 | 40,551 | – | – | 18,353 | 24.2 | – |
| 12/31/22 | 9,613 | – | 1,476 | 15.4 | 3.80 | – | 3,816 | 47,990 | 35,069 | – | – | 12,910 | 11.4 | – |
| 12/31/21 | 9,248 | – | 2,157 | 23.3 | 5.23 | – | 3,425 | 45,101 | 31,546 | – | – | 13,546 | 15.9 | – |
| 12/31/20 | 8,509 | – | 1,406 | 16.5 | 3.32 | – | 2,887 | 43,282 | 29,295 | 156 | – | 13,106 | 10.7 | 0.01 |
| 12/31/19 | 6,926 | – | 1,636 | 23.6 | 3.87 | – | 2,048 | 37,885 | 25,570 | 484 | – | 11,497 | 14.2 | 0.04 |
| 12/31/18 | 5,451 | – | 758 | 13.9 | 1.73 | – | 1,559 | 32,218 | 21,781 | 456 | – | 9,440 | 8.0 | 0.05 |
| 12/31/17 | 5,627 | – | 619 | 11.0 | 1.36 | – | 1,095 | 32,052 | 21,806 | 816 | – | 9,197 | 6.7 | 0.09 |
| 12/31/16 | 4,464 | – | 693 | 15.5 | 1.78 | – | 1,377 | 29,372 | 20,061 | 757 | – | 8,254 | 8.4 | 0.09 |
Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; capital expenditure and free cash flow are not shown for banks and insurers, where they are not meaningful; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.
REGISTRANT:
ARCH CAPITAL GROUP LTD.
CIK 947484 · EIN 98-0374481
PRINCIPAL OFFICE:
Waterloo House, Ground Floor, 100 Pitts Bay Road, Pembroke, D0 HM 08
Tel.: 441-278-9250
INCORPORATED:
–
INDUSTRY (SEC SIC CODE):
6331 · Fire, Marine & Casualty Insurance
FILER STATUS:
Large accelerated filer
LATEST ANNUAL REPORT:
10-K for period ended 12/31/25, filed 26 February 2026
FORMER NAMES:
ARCH CAPITAL GROUP LTD; RISK CAPITAL HOLDINGS INC
Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 2/26/26) · 10-K FY2024 (filed 2/27/25) · 10-K FY2023 (filed 2/23/24) · 10-K FY2022 (filed 2/24/23) · 10-K FY2020 (filed 2/25/22) · 10-K FY2020 (filed 2/26/21) · 10-K FY2019 (filed 2/28/20) · 10-K FY2018 (filed 2/28/19). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.
Data from SEC filings. © 2026 Pathos Investments · pathosinvestments.com · For educational purposes only. Not investment advice.