BANK OF AMERICA CORP /DE/
Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.
CAPITALIZATION 12/31/25
| ($ millions) | Amount | % |
|---|---|---|
| Total debt | 338,216 | 52.7 |
| Stockholders' equity | 303,243 | 47.3 |
| Total capitalization | 641,459 | 100.0 |
6,992,748,365 shares outstanding at 30 July 2026 (cover page of the 10-Q filed 31 July 2026).
LONG-TERM DEBT 12/31/25
| ($ millions) | Amount |
|---|---|
| Long-term debt, incl. current maturities | 317,816 |
| Short-term borrowings / commercial paper | 20,400 |
CAPITAL STOCK 12/31/25
| Common shares authorized | 12,800,000,000 |
| Common shares issued | 7,212,464,345 |
| Par or stated value per share ($) | 0.01 |
| Outstanding at 7/30/26 | 6,992,748,365 |
DIVIDENDS DECLARED/PAID
| Fiscal year | Per share $ | Payout % |
|---|---|---|
| 2025 | 1.08 | 28.3 |
| 2024 | 1.00 | 31.3 |
| 2023 | 0.92 | 30.2 |
| 2022 | 0.86 | 27.0 |
| 2021 | 0.78 | 21.8 |
HISTORY AND BUSINESS
HISTORY: Incorporated in Delaware. Formerly known as BANKAMERICA CORP/DE/ (to 23 April 1999); NATIONSBANK CORP (to 28 September 1998).
BUSINESS: Classified by the SEC under Standard Industrial Classification 6021, National Commercial Banks. Large accelerated filer. Principal executive office: Bank Of America Corporate Center, 100 N Tryon St, Charlotte, NC 28255. Fiscal year ends December 31. Deposits at 12/31/25: $2,018,729 million. For a description of the business, see Item 1 of the latest 10-K.
CONSOLIDATED INCOME ACCOUNT, YEARS ENDED
| ($ millions) | 12/31/25 | 12/31/24 | 12/31/23 |
|---|---|---|---|
| Total interest income | 138,566 | 146,607 | 130,262 |
| Total interest expense | 78,470 | 90,547 | 73,331 |
| Net interest income | 60,096 | 56,060 | 56,931 |
| Noninterest income | 53,001 | 49,796 | 45,838 |
| Noninterest expense | 69,727 | 66,812 | 65,845 |
| Total net revenue | 113,097 | 105,856 | 102,769 |
| Income before income taxes | 37,695 | 33,223 | 32,530 |
| Income taxes | 7,186 | 6,250 | 6,225 |
| Net income | 30,509 | 26,973 | 26,305 |
| Earned per share, diluted ($) | 3.81 | 3.19 | 3.05 |
| Dividends per share ($) | 1.08 | 1.00 | 0.92 |
CONSOLIDATED STATEMENT OF CONDITION
| ($ millions) | 12/31/25 | 12/31/24 |
|---|---|---|
| Cash and due from banks | 28,595 | 26,003 |
| Interest-bearing deposits with banks | 203,250 | 264,111 |
| Loans | 1,185,700 | 1,095,835 |
| Allowance for credit losses | 13,203 | 13,240 |
| Total assets | 3,411,738 | 3,261,299 |
| Deposits | 2,018,729 | 1,965,467 |
| Short-term borrowings | 48,088 | 43,391 |
| Long-term debt | 317,816 | 283,279 |
| Total liabilities | 3,108,495 | 2,967,336 |
| Stockholders' equity | 303,243 | 293,963 |
TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)
| Fiscal year ended | Revenues | Oper. income | Net income | Net margin % | EPS diluted $ | Div. per share $ | Oper. cash flow | Total assets | Total liabilities | Total debt | Deposits | Stockholders' equity | ROE % | Debt / equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12/31/25 | 113,097 | – | 30,509 | 27.0 | 3.81 | 1.08 | 12,613 | 3,411,738 | 3,108,495 | 338,216 | 2,018,729 | 303,243 | 10.1 | 1.12 |
| 12/31/24 | 105,856 | – | 26,973 | 25.5 | 3.19 | 1.00 | (8,805) | 3,261,299 | 2,967,336 | 307,479 | 1,965,467 | 293,963 | 9.2 | 1.05 |
| 12/31/23 | 102,769 | – | 26,305 | 25.6 | 3.05 | 0.92 | 44,982 | 3,180,151 | 2,888,505 | 315,304 | 1,923,827 | 290,209 | 9.1 | 1.09 |
| 12/31/22 | 94,950 | – | 27,528 | 29.0 | 3.19 | 0.86 | (6,327) | 3,051,375 | 2,778,178 | 285,882 | 1,930,341 | 273,197 | 10.1 | 1.05 |
| 12/31/21 | 89,113 | – | 31,978 | 35.9 | 3.57 | 0.78 | (7,193) | 3,169,495 | 2,899,429 | 280,117 | 2,064,446 | 270,066 | 11.8 | 1.04 |
| 12/31/20 | 85,528 | – | 17,894 | 20.9 | 1.87 | 0.72 | 37,993 | 2,819,627 | 2,546,703 | 262,934 | 1,795,480 | 272,924 | 6.6 | 0.96 |
| 12/31/19 | 91,244 | – | 27,430 | 30.1 | 2.75 | 0.66 | 61,777 | 2,434,079 | 2,169,269 | 240,856 | 1,434,803 | 264,810 | 10.4 | 0.91 |
| 12/31/18 | 91,020 | – | 28,147 | 30.9 | 2.61 | 0.54 | 39,520 | 2,354,507 | 2,089,182 | 229,392 | 1,381,476 | 265,325 | 10.6 | 0.86 |
| 12/31/17 | 87,126 | – | 18,232 | 20.9 | 1.56 | 0.39 | 9,864 | 2,281,234 | 2,014,088 | 227,402 | 1,309,545 | 267,146 | 6.8 | 0.85 |
| 12/31/16 | 83,701 | – | 17,822 | 21.3 | 1.49 | 0.25 | 17,277 | 2,188,067 | 1,921,872 | 216,823 | 1,260,934 | 266,195 | 6.7 | 0.81 |
Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; capital expenditure and free cash flow are not shown for banks and insurers, where they are not meaningful; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.
REGISTRANT:
BANK OF AMERICA CORP /DE/
CIK 70858 · EIN 56-0906609
PRINCIPAL OFFICE:
Bank Of America Corporate Center, 100 N Tryon St, Charlotte, NC 28255
Tel.: 7043868486
INCORPORATED:
Delaware
INDUSTRY (SEC SIC CODE):
6021 · National Commercial Banks
FILER STATUS:
Large accelerated filer
LATEST ANNUAL REPORT:
10-K for period ended 12/31/25, filed 25 February 2026
FORMER NAMES:
BANKAMERICA CORP/DE/; NATIONSBANK CORP
Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 2/25/26) · 10-K FY2024 (filed 2/25/25) · 10-K FY2023 (filed 2/20/24) · 10-K FY2022 (filed 2/22/23) · 10-K FY2021 (filed 2/22/22) · 10-K FY2020 (filed 2/24/21) · 10-K FY2019 (filed 2/19/20) · 10-K FY2018 (filed 2/26/19). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.
Data from SEC filings. © 2026 Pathos Investments · pathosinvestments.com · For educational purposes only. Not investment advice.