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CITIGROUP INC

LISTEDNYSE

SYMBOLC

SIC6021

STATE OF INC.DE

FISCAL YEAR ENDSDecember 31

CIK831001

NATIONAL COMMERCIAL BANKS · LARGE ACCELERATED FILER · 10 FISCAL YEARS OF SEC XBRL DATA, 2016–2025

Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.

CAPITALIZATION 12/31/25

($ millions)	Amount	%
Total debt	367,705	63.4
Stockholders' equity	212,291	36.6
Total capitalization	579,996	100.0

1,749,319,009 shares outstanding at 31 January 2026 (cover page of the 10-K filed 20 February 2026).

LONG-TERM DEBT 12/31/25

($ millions)	Amount
Long-term debt, incl. current maturities	315,827
Short-term borrowings / commercial paper	51,878

CAPITAL STOCK 12/31/25

Common shares authorized	6,000,000,000
Common shares issued	3,099,752,593
Treasury shares	1,352,205,592
Par or stated value per share ($)	0.01
Preferred stock ($ millions)	20,050
Outstanding at 1/31/26	1,749,319,009

DIVIDENDS DECLARED/PAID

Fiscal year	Per share $	Payout %
2025	–	–
2024	–	–
2023	–	–
2022	–	–
2021	–	–

HISTORY AND BUSINESS

HISTORY: Incorporated in Delaware. Formerly known as TRAVELERS GROUP INC (to 10 September 1998); TRAVELERS INC (to 30 January 1995).

BUSINESS: Classified by the SEC under Standard Industrial Classification 6021, National Commercial Banks. Large accelerated filer. Principal executive office: 388 Greenwich Street, New York, NY 10013. Fiscal year ends December 31. Deposits at 12/31/25: $1,403,573 million. For a description of the business, see Item 1 of the latest 10-K.

CONSOLIDATED INCOME ACCOUNT, YEARS ENDED

($ millions)	12/31/25	12/31/24	12/31/23
Total interest income	142,864	143,713	133,258
Total interest expense	83,072	89,618	78,358
Net interest income	59,792	54,095	54,900
Provision for credit losses	9,497	9,726	7,786
Noninterest income	25,433	26,627	23,166
Noninterest expense	55,132	53,567	55,970
Total net revenue	85,225	80,722	78,066
Income before income taxes	19,828	17,046	12,910
Income taxes	5,373	4,211	3,528
Net income	14,306	12,682	9,228
Earned per share, diluted ($)	6.99	5.94	4.04
Dividends per share ($)	–	–	–

CONSOLIDATED STATEMENT OF CONDITION

($ millions)	12/31/25	12/31/24
Cash and due from banks	23,717	22,782
Interest-bearing deposits with banks	325,862	253,750
Loans	752,230	694,488
Allowance for credit losses	19,247	18,574
Total assets	2,657,202	2,352,945
Deposits	1,403,573	1,284,458
Short-term borrowings	51,878	48,505
Long-term debt	315,827	287,300
Total liabilities	2,443,380	2,143,579
Stockholders' equity	212,291	208,598

TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)

Fiscal year ended	Revenues	Oper. income	Net income	Net margin %	EPS diluted $	Div. per share $	Oper. cash flow	Total assets	Total liabilities	Total debt	Deposits	Stockholders' equity	ROE %	Debt / equity
12/31/25	85,225	–	14,306	16.8	6.99	–	(67,632)	2,657,202	2,443,380	367,705	1,403,573	212,291	6.7	1.73
12/31/24	80,722	–	12,682	15.7	5.94	–	(19,669)	2,352,945	2,143,579	335,805	1,284,458	208,598	6.1	1.61
12/31/23	78,066	–	9,228	11.8	4.04	–	(73,416)	2,412,000	2,205,583	324,076	1,308,681	205,453	4.5	1.58
12/31/22	75,338	–	14,845	19.7	7.00	–	25,069	2,417,000	2,214,838	318,702	1,365,954	201,189	7.4	1.58
12/31/21	71,884	–	21,952	30.5	10.14	–	47,090	2,291,000	2,088,741	282,347	1,317,230	201,972	10.9	1.40
12/31/20	75,501	–	11,047	14.6	4.72	–	(23,488)	2,260,000	2,059,890	301,200	1,280,671	199,442	5.5	1.51
12/31/19	75,067	–	19,401	25.8	8.04	–	(12,837)	1,951,158	1,757,212	293,809	1,070,590	193,242	10.0	1.52
12/31/18	72,854	–	18,045	24.8	6.68	–	36,952	1,917,383	1,720,309	264,345	1,013,170	196,220	9.2	1.35
12/31/17	72,444	–	(6,798)	-9.4	(2.98)	–	(8,774)	1,842,465	1,640,793	281,161	959,822	200,740	-3.4	1.40
12/31/16	70,797	–	14,912	21.1	4.72	–	53,733	1,792,077	1,565,934	236,879	929,406	225,120	6.6	1.05

Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; capital expenditure and free cash flow are not shown for banks and insurers, where they are not meaningful; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.

REGISTRANT:

CITIGROUP INC
CIK 831001 · EIN 52-1568099

PRINCIPAL OFFICE:

388 Greenwich Street, New York, NY 10013
Tel.: 2125591000

INCORPORATED:

Delaware

INDUSTRY (SEC SIC CODE):

6021 · National Commercial Banks

FILER STATUS:

Large accelerated filer

LATEST ANNUAL REPORT:

10-K for period ended 12/31/25, filed 20 February 2026

FORMER NAMES:

CITIGROUP INC; TRAVELERS GROUP INC; TRAVELERS INC

RECENT FILINGS (ANNUAL REPORT REFERENCES BELOW):

10/13/26	8-K	period 10/13/26
9/24/26	8-K	period 9/17/26
8/6/26	10-Q	period 6/30/26
7/14/26	8-K	period 7/14/26
5/21/26	8-K	period 5/20/26
5/7/26	10-Q	period 3/31/26
4/14/26	8-K	period 4/14/26
4/3/26	8-K	period 4/3/26

Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 2/20/26) · 10-K FY2024 (filed 2/21/25) · 10-K FY2023 (filed 2/23/24) · 10-K FY2022 (filed 2/27/23) · 10-K FY2021 (filed 2/28/22) · 10-K FY2020 (filed 2/26/21) · 10-K FY2019 (filed 2/21/20) · 10-K FY2018 (filed 2/22/19). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.