CHUBB LTD
Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.
CAPITALIZATION 12/31/25
| ($ millions) | Amount | % |
|---|---|---|
| Total debt | 17,227 | 18.9 |
| Stockholders' equity | 73,757 | 81.1 |
| Total capitalization | 90,984 | 100.0 |
387,860,106 shares outstanding at 21 April 2026 (cover page of the 10-Q filed 28 April 2026).
LONG-TERM DEBT 12/31/25
| ($ millions) | Amount |
|---|---|
| Long-term debt, incl. current maturities | 15,728 |
| Short-term borrowings / commercial paper | 1,499 |
CAPITAL STOCK 12/31/25
| Common shares authorized | 412,107,421 |
| Common shares issued | 412,107,421 |
| Treasury shares | 21,006,194 |
| Outstanding at 4/21/26 | 387,860,106 |
DIVIDENDS DECLARED/PAID
| Fiscal year | Per share $ | Payout % |
|---|---|---|
| 2025 | 3.82 | 14.9 |
| 2024 | 3.59 | 15.8 |
| 2023 | 3.41 | 15.6 |
| 2022 | 3.29 | 26.6 |
| 2021 | – | – |
HISTORY AND BUSINESS
HISTORY: Incorporated in Switzerland. Formerly known as ACE LTD (to 15 January 2016); ACE Ltd (to 15 January 2016).
BUSINESS: Classified by the SEC under Standard Industrial Classification 6331, Fire, Marine & Casualty Insurance. Large accelerated filer. Principal executive office: Barengasse 32, Zurich, V8 CH-8001. Fiscal year ends December 31. For a description of the business, see Item 1 of the latest 10-K.
CONSOLIDATED INCOME ACCOUNT, YEARS ENDED
| ($ millions) | 12/31/25 | 12/31/24 | 12/31/23 |
|---|---|---|---|
| Premiums earned | 53,014 | 49,846 | 45,712 |
| Net investment income | 6,465 | 5,930 | 4,937 |
| Total revenues | 59,402 | 55,753 | 49,735 |
| Benefits, losses and expenses | 46,358 | 44,298 | 40,209 |
| Income before income taxes | 13,044 | 11,455 | 9,526 |
| Income taxes | 2,422 | 1,815 | 511 |
| Net income | 10,310 | 9,272 | 9,028 |
| Earned per share, diluted ($) | 25.68 | 22.70 | 21.80 |
| Dividends per share ($) | 3.82 | 3.59 | 3.41 |
CONSOLIDATED BALANCE SHEET
| ($ millions) | 12/31/25 | 12/31/24 |
|---|---|---|
| Total investments | 168,720 | 150,650 |
| Total assets | 272,327 | 246,548 |
| Policy liabilities and reserves | 18,420 | 16,121 |
| Debt | 15,728 | 14,379 |
| Total liabilities | 192,548 | 178,154 |
| Stockholders' equity | 73,757 | 64,021 |
TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)
| Fiscal year ended | Revenues | Oper. income | Net income | Net margin % | EPS diluted $ | Div. per share $ | Oper. cash flow | Total assets | Total liabilities | Total debt | Deposits | Stockholders' equity | ROE % | Debt / equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12/31/25 | 59,402 | – | 10,310 | 17.4 | 25.68 | 3.82 | 12,816 | 272,327 | 192,548 | 17,227 | – | 73,757 | 14.0 | 0.23 |
| 12/31/24 | 55,753 | – | 9,272 | 16.6 | 22.70 | 3.59 | 16,182 | 246,548 | 178,154 | 15,179 | – | 64,021 | 14.5 | 0.24 |
| 12/31/23 | 49,735 | – | 9,028 | 18.2 | 21.80 | 3.41 | 12,632 | 230,682 | 166,991 | 14,495 | – | 59,507 | 15.2 | 0.24 |
| 12/31/22 | 43,097 | – | 5,246 | 12.2 | 12.39 | 3.29 | 11,258 | 199,017 | 148,498 | 14,877 | – | 50,519 | 10.4 | 0.29 |
| 12/31/21 | 40,869 | – | 8,525 | 20.9 | 19.24 | – | 11,151 | 200,054 | 140,340 | 16,168 | – | 58,328 | 14.6 | 0.28 |
| 12/31/20 | 35,994 | – | 3,533 | 9.8 | 7.79 | – | 9,785 | 190,774 | 131,333 | 14,948 | – | 59,441 | 5.9 | 0.25 |
| 12/31/19 | 34,186 | – | 4,454 | 13.0 | 9.71 | – | 6,342 | 176,943 | 121,612 | 14,858 | – | 55,331 | 8.0 | 0.27 |
| 12/31/18 | 32,717 | – | 3,962 | 12.1 | 8.49 | – | 5,480 | 167,771 | 117,459 | 12,596 | – | 50,312 | 7.9 | 0.25 |
| 12/31/17 | 32,243 | – | 3,861 | 12.0 | 8.19 | – | 4,503 | 167,022 | 115,850 | 12,569 | – | 51,172 | 7.5 | 0.25 |
| 12/31/16 | 31,469 | – | 4,135 | 13.1 | 8.87 | – | 5,292 | 159,786 | 111,511 | 13,110 | – | 48,275 | 8.6 | 0.27 |
Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; capital expenditure and free cash flow are not shown for banks and insurers, where they are not meaningful; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.
REGISTRANT:
Chubb Ltd
CIK 896159 · EIN 00-0000000
PRINCIPAL OFFICE:
Barengasse 32, Zurich, V8 CH-8001
Tel.: 41 0 43 456 7600
INCORPORATED:
Switzerland
INDUSTRY (SEC SIC CODE):
6331 · Fire, Marine & Casualty Insurance
FILER STATUS:
Large accelerated filer
LATEST ANNUAL REPORT:
10-K for period ended 12/31/25, filed 27 February 2026
FORMER NAMES:
ACE LTD; ACE Ltd
Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 2/27/26) · 10-K FY2024 (filed 2/27/25) · 10-K FY2023 (filed 2/23/24) · 10-K FY2022 (filed 2/24/23) · 10-K FY2021 (filed 2/24/22) · 10-K FY2020 (filed 2/25/21) · 10-K FY2019 (filed 2/27/20) · 10-K FY2018 (filed 2/28/19). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.
Data from SEC filings. © 2026 Pathos Investments · pathosinvestments.com · For educational purposes only. Not investment advice.