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CINCINNATI FINANCIAL CORP

LISTEDNASDAQ

SYMBOLCINF

SIC6331

STATE OF INC.OH

FISCAL YEAR ENDSDecember 31

CIK20286

FIRE, MARINE & CASUALTY INSURANCE · LARGE ACCELERATED FILER · 10 FISCAL YEARS OF SEC XBRL DATA, 2016–2025

Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.

CAPITALIZATION 12/31/25

($ millions)	Amount	%
Total debt	790	4.7
Stockholders' equity	15,911	95.3
Total capitalization	16,701	100.0

153,478,045 shares outstanding at 22 July 2026 (cover page of the 10-Q filed 27 July 2026).

LONG-TERM DEBT 12/31/25

($ millions)	Amount
Long-term debt, incl. current maturities	790
Long-term debt, noncurrent	861

CAPITAL STOCK 12/31/25

Common shares authorized	500,000,000
Common shares issued	198,300,000
Treasury shares	42,900,000
Par or stated value per share ($)	2
Outstanding at 7/22/26	153,478,045

DIVIDENDS DECLARED/PAID

Fiscal year	Per share $	Payout %
2025	3.48	22.9
2024	3.24	22.3
2023	3.00	25.7
2022	2.76	–
2021	2.52	13.8

HISTORY AND BUSINESS

HISTORY: Incorporated in Ohio.

BUSINESS: Classified by the SEC under Standard Industrial Classification 6331, Fire, Marine & Casualty Insurance. Large accelerated filer. Principal executive office: 6200 S Gilmore Rd, Fairfield, OH 45014. Fiscal year ends December 31. For a description of the business, see Item 1 of the latest 10-K.

CONSOLIDATED INCOME ACCOUNT, YEARS ENDED

($ millions)	12/31/25	12/31/24	12/31/23
Premiums earned	9,983	8,889	7,958
Net investment income	1,165	1,025	894
Total revenues	12,631	11,337	10,013
Benefits, losses and expenses	9,651	8,479	7,737
Income before income taxes	2,980	2,858	2,276
Income taxes	587	566	433
Net income	2,393	2,292	1,843
Earned per share, diluted ($)	15.17	14.53	11.66
Dividends per share ($)	3.48	3.24	3.00

CONSOLIDATED BALANCE SHEET

($ millions)	12/31/25	12/31/24
Total investments	31,783	28,378
Total assets	41,002	36,501
Policy liabilities and reserves	11,450	9,937
Debt	790	790
Total liabilities	25,091	22,566
Stockholders' equity	15,911	13,935

TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)

Fiscal year ended	Revenues	Oper. income	Net income	Net margin %	EPS diluted $	Div. per share $	Oper. cash flow	Total assets	Total liabilities	Total debt	Deposits	Stockholders' equity	ROE %	Debt / equity
12/31/25	12,631	–	2,393	18.9	15.17	3.48	3,112	41,002	25,091	790	–	15,911	15.0	0.05
12/31/24	11,337	–	2,292	20.2	14.53	3.24	2,649	36,501	22,566	790	–	13,935	16.4	0.06
12/31/23	10,013	–	1,843	18.4	11.66	3.00	2,052	32,769	20,671	790	–	12,098	15.2	0.07
12/31/22	6,563	–	(487)	-7.4	(3.06)	2.76	2,052	29,732	19,170	789	–	10,562	-4.6	0.07
12/31/21	9,626	–	2,968	30.8	18.24	2.52	1,981	31,387	18,282	789	–	12,764	23.3	0.06
12/31/20	7,536	–	1,216	16.1	7.49	2.40	1,491	27,542	16,753	788	–	10,789	11.3	0.07
12/31/19	7,924	–	1,997	25.2	12.10	2.24	1,208	25,408	15,544	788	–	9,864	20.2	0.08
12/31/18	5,407	–	287	5.3	1.75	2.12	1,181	21,935	14,102	788	–	7,833	3.7	0.10
12/31/17	5,732	–	1,045	18.2	6.29	2.50	1,052	21,843	13,600	787	–	8,243	12.7	0.10
12/31/16	5,449	–	591	10.8	3.55	1.92	1,115	20,386	13,326	787	–	7,060	8.4	0.11

Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; capital expenditure and free cash flow are not shown for banks and insurers, where they are not meaningful; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.

REGISTRANT:

CINCINNATI FINANCIAL CORP
CIK 20286 · EIN 31-0746871

PRINCIPAL OFFICE:

6200 S Gilmore Rd, Fairfield, OH 45014
Tel.: 5138702000

INCORPORATED:

Ohio

INDUSTRY (SEC SIC CODE):

6331 · Fire, Marine & Casualty Insurance

FILER STATUS:

Large accelerated filer

LATEST ANNUAL REPORT:

10-K for period ended 12/31/25, filed 23 February 2026

RECENT FILINGS (ANNUAL REPORT REFERENCES BELOW):

9/28/26	8-K	period 9/25/26
8/25/26	8-K	period 8/21/26
8/21/26	8-K	period 8/21/26
7/27/26	10-Q	period 6/30/26
7/27/26	8-K	period 7/27/26
6/22/26	8-K	period 6/19/26
6/16/26	8-K	period 6/11/26
5/19/26	8-K	period 5/19/26

Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 2/23/26) · 10-K FY2024 (filed 2/24/25) · 10-K FY2023 (filed 2/26/24) · 10-K FY2022 (filed 2/23/23) · 10-K FY2021 (filed 2/24/22) · 10-K FY2020 (filed 2/25/21) · 10-K FY2019 (filed 2/25/20) · 10-K FY2018 (filed 2/22/19). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.