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CAPITAL ONE FINANCIAL CORP

LISTEDNYSE

SYMBOLCOF

SIC6021

STATE OF INC.DE

FISCAL YEAR ENDSDecember 31

CIK927628

NATIONAL COMMERCIAL BANKS · LARGE ACCELERATED FILER · 10 FISCAL YEARS OF SEC XBRL DATA, 2016–2025

Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.

CAPITALIZATION 12/31/25

($ millions)	Amount	%
Total debt	51,000	31.0
Stockholders' equity	113,616	69.0
Total capitalization	164,616	100.0

613,484,836 shares outstanding at 30 June 2026 (cover page of the 10-Q filed 28 July 2026).

LONG-TERM DEBT 12/31/25

($ millions)	Amount
Long-term debt, noncurrent	49,913
Short-term borrowings / commercial paper	1,087

CAPITAL STOCK 12/31/25

Common shares authorized	1,000,000,000
Common shares issued	708,546,381
Treasury shares	83,444,110
Par or stated value per share ($)	0.01
Preferred stock ($ millions)	0
Outstanding at 6/30/26	613,484,836

DIVIDENDS DECLARED/PAID

Fiscal year	Per share $	Payout %
2025	–	–
2024	–	–
2023	–	–
2022	–	–
2021	–	–

HISTORY AND BUSINESS

HISTORY: Incorporated in Delaware.

BUSINESS: Classified by the SEC under Standard Industrial Classification 6021, National Commercial Banks. Large accelerated filer. Principal executive office: 1680 Capital One Drive, Mclean, VA 22102. Fiscal year ends December 31. Deposits at 12/31/25: $475,771 million. For a description of the business, see Item 1 of the latest 10-K.

CONSOLIDATED INCOME ACCOUNT, YEARS ENDED

($ millions)	12/31/25	12/31/24	12/31/23
Total interest income	58,696	46,034	41,938
Total interest expense	15,818	14,826	12,697
Net interest income	42,878	31,208	29,241
Provision for credit losses	20,655	11,716	10,426
Noninterest income	10,556	7,904	7,546
Noninterest expense	30,498	21,486	20,316
Total net revenue	53,434	39,112	36,787
Income before income taxes	2,281	5,910	6,045
Income taxes	193	1,163	1,158
Net income	2,453	4,750	4,887
Earned per share, diluted ($)	4.03	11.59	11.95
Dividends per share ($)	–	–	–

CONSOLIDATED STATEMENT OF CONDITION

($ millions)	12/31/25	12/31/24
Cash and due from banks	3,031	3,028
Interest-bearing deposits with banks	54,403	40,202
Loans	453,622	327,775
Allowance for credit losses	23,409	16,258
Total assets	669,009	490,144
Deposits	475,771	362,707
Short-term borrowings	1,087	562
Total liabilities	555,393	429,360
Stockholders' equity	113,616	60,784

TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)

Fiscal year ended	Revenues	Oper. income	Net income	Net margin %	EPS diluted $	Div. per share $	Oper. cash flow	Total assets	Total liabilities	Total debt	Deposits	Stockholders' equity	ROE %	Debt / equity
12/31/25	53,434	–	2,453	4.6	4.03	–	27,718	669,009	555,393	51,000	475,771	113,616	2.2	0.45
12/31/24	39,112	–	4,750	12.1	11.59	–	18,159	490,144	429,360	45,551	362,707	60,784	7.8	0.75
12/31/23	36,787	–	4,887	13.3	11.95	–	20,575	478,464	420,375	49,856	348,413	58,089	8.4	0.86
12/31/22	34,250	–	7,360	21.5	17.91	–	13,809	455,249	402,667	48,715	332,992	52,582	14.0	0.93
12/31/21	30,435	–	12,390	40.7	26.94	–	12,310	432,381	371,352	43,086	310,980	61,029	20.3	0.71
12/31/20	28,523	–	2,714	9.5	5.18	–	16,699	421,602	361,398	40,539	305,442	60,204	4.5	0.67
12/31/19	28,593	–	5,546	19.4	11.05	–	16,639	390,365	332,354	55,697	262,697	58,011	9.6	0.96
12/31/18	28,076	–	6,015	21.4	11.82	–	12,978	372,538	320,870	58,905	249,764	51,668	11.6	1.14
12/31/17	27,237	–	1,982	7.3	3.49	1.60	14,182	365,693	316,963	60,281	243,702	48,730	4.1	1.24
12/31/16	25,501	–	3,751	14.7	6.89	1.60	11,856	357,033	309,519	60,460	236,768	47,514	7.9	1.27

Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; capital expenditure and free cash flow are not shown for banks and insurers, where they are not meaningful; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.

REGISTRANT:

CAPITAL ONE FINANCIAL CORP
CIK 927628 · EIN 54-1719854

PRINCIPAL OFFICE:

1680 Capital One Drive, Mclean, VA 22102
Tel.: 7037201000

INCORPORATED:

Delaware

INDUSTRY (SEC SIC CODE):

6021 · National Commercial Banks

FILER STATUS:

Large accelerated filer

LATEST ANNUAL REPORT:

10-K for period ended 12/31/25, filed 19 February 2026

RECENT FILINGS (ANNUAL REPORT REFERENCES BELOW):

9/15/26	8-K	period 9/15/26
9/15/26	8-K	period 9/15/26
9/15/26	8-K	period 9/14/26
9/1/26	8-K	period 9/1/26
8/20/26	8-K	period 8/20/26
8/17/26	8-K	period 8/14/26
7/28/26	10-Q	period 6/30/26
7/21/26	8-K	period 7/21/26

Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 2/19/26) · 10-K FY2024 (filed 2/20/25) · 10-K FY2023 (filed 2/23/24) · 10-K FY2022 (filed 2/24/23) · 10-K FY2021 (filed 2/25/22) · 10-K FY2020 (filed 2/25/21) · 10-K FY2019 (filed 2/20/20) · 10-K FY2018 (filed 2/20/19). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.