FAIR ISAAC CORP
Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.
CAPITALIZATION 9/30/25
| ($ millions) | Amount | % |
|---|---|---|
| Total debt | 3,056 | 233.3 |
| Stockholders' equity | (1,746) | -133.3 |
| Total capitalization | 1,310 | 100.0 |
21,597,635 shares outstanding at 17 July 2026 (cover page of the 10-Q filed 29 July 2026).
LONG-TERM DEBT 9/30/25
| ($ millions) | Amount |
|---|---|
| Long-term debt, incl. current maturities | 3,056 |
| Long-term debt, noncurrent | 2,656 |
| Current maturities | 400 |
CAPITAL STOCK 9/30/25
| Common shares authorized | 200,000,000 |
| Common shares issued | 88,857,000 |
| Treasury shares | 65,093,000 |
| Par or stated value per share ($) | 0.01 |
| Outstanding at 7/17/26 | 21,597,635 |
DIVIDENDS DECLARED/PAID
| Fiscal year | Per share $ | Payout % |
|---|---|---|
| 2025 | – | – |
| 2024 | – | – |
| 2023 | – | – |
| 2022 | – | – |
| 2021 | – | – |
HISTORY AND BUSINESS
HISTORY: Incorporated in Delaware. Formerly known as FAIR ISAAC & COMPANY INC (to 1 April 2003).
BUSINESS: Classified by the SEC under Standard Industrial Classification 7389, Services-Business Services, NEC. Large accelerated filer. Principal executive office: 5 West Mendenhall, Suites 105, Bozeman, MT 59715. Fiscal year ends September 30. For a description of the business, see Item 1 of the latest 10-K.
CONSOLIDATED INCOME ACCOUNT, YEARS ENDED
| ($ millions) | 9/30/25 | 9/30/24 | 9/30/23 |
|---|---|---|---|
| Revenues | 1,991 | 1,718 | 1,514 |
| Cost of revenues | 354 | 348 | 311 |
| Research and development | 188 | 172 | 160 |
| Selling, general and administrative | 513 | 463 | 401 |
| Depreciation and amortization | 15 | 14 | 15 |
| Operating income | 925 | 734 | 643 |
| Interest expense | 134 | 106 | 96 |
| Income before income taxes | 803 | 642 | 554 |
| Income taxes | 151 | 129 | 124 |
| Net income | 652 | 513 | 429 |
| Earned per share, diluted ($) | 26.54 | 20.45 | 16.93 |
| Dividends per share ($) | – | – | – |
CONSOLIDATED BALANCE SHEET
| ($ millions) | 9/30/25 | 9/30/24 |
|---|---|---|
| Cash and equivalents | 134 | 151 |
| Receivables, net | 529 | 427 |
| Total current assets | 705 | 617 |
| Property, plant and equipment, net | 68 | 38 |
| Goodwill | 783 | 783 |
| Total assets | 1,868 | 1,718 |
| Total current liabilities | 849 | 380 |
| Long-term debt | 2,656 | 2,194 |
| Total liabilities | 3,614 | 2,681 |
| Stockholders' equity | (1,746) | (963) |
| Total liabilities and equity | 1,868 | 1,718 |
TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)
| Fiscal year ended | Revenues | Oper. income | Net income | Net margin % | EPS diluted $ | Div. per share $ | Oper. cash flow | Capital expend. | Free cash flow | Total assets | Total liabilities | Total debt | Stockholders' equity | ROE % | Debt / equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 9/30/25 | 1,991 | 925 | 652 | 32.7 | 26.54 | – | 779 | 9 | 770 | 1,868 | 3,614 | 3,056 | (1,746) | -37.3 | -1.75 |
| 9/30/24 | 1,718 | 734 | 513 | 29.9 | 20.45 | – | 633 | 9 | 624 | 1,718 | 2,681 | 2,209 | (963) | -53.3 | -2.29 |
| 9/30/23 | 1,514 | 643 | 429 | 28.4 | 16.93 | – | 469 | 4 | 465 | 1,575 | 2,263 | 1,862 | (688) | -62.4 | -2.71 |
| 9/30/22 | 1,377 | 542 | 374 | 27.1 | 14.18 | – | 509 | 6 | 503 | 1,442 | 2,244 | 1,854 | (802) | -46.6 | -2.31 |
| 9/30/21 | 1,317 | 505 | 392 | 29.8 | 13.40 | – | 424 | 8 | 416 | 1,568 | 1,679 | 750 | (111) | -353.4 | -6.76 |
| 9/30/20 | 1,295 | 296 | 236 | 18.3 | 7.90 | – | 365 | 22 | 343 | 1,606 | 1,275 | 750 | 331 | 71.4 | 2.27 |
| 9/30/19 | 1,160 | 254 | 192 | 16.6 | 6.34 | – | 260 | 24 | 236 | 1,433 | 1,144 | 485 | 290 | 66.3 | 1.67 |
| 9/30/18 | 1,032 | 175 | 126 | 12.3 | 4.06 | – | 223 | 31 | 192 | 1,330 | 1,043 | 513 | 287 | 44.0 | 1.78 |
| 9/30/17 | 935 | 182 | 133 | 14.3 | 4.14 | – | 226 | 20 | 206 | 1,256 | 829 | 244 | 466 | 28.6 | 0.52 |
| 9/30/16 | 881 | 170 | 109 | 12.4 | 3.39 | – | 210 | 22 | 188 | 1,221 | 774 | 316 | 481 | 22.7 | 0.66 |
Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; free cash flow = operating cash flow − purchases of property, plant and equipment; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.
REGISTRANT:
FAIR ISAAC CORP
CIK 814547 · EIN 94-1499887
PRINCIPAL OFFICE:
5 West Mendenhall, Suites 105, Bozeman, MT 59715
Tel.: (406) 982-7276
INCORPORATED:
Delaware
INDUSTRY (SEC SIC CODE):
7389 · Services-Business Services, NEC
FILER STATUS:
Large accelerated filer
LATEST ANNUAL REPORT:
10-K for period ended 9/30/25, filed 7 November 2025
FORMER NAMES:
FAIR ISAAC & COMPANY INC
Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 11/7/25) · 10-K FY2024 (filed 11/6/24) · 10-K FY2023 (filed 11/8/23) · 10-K FY2022 (filed 11/9/22) · 10-K FY2021 (filed 11/10/21) · 10-K FY2019 (filed 11/12/20) · 10-K FY2019 (filed 11/8/19) · 10-K FY2018 (filed 11/9/18). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.
Data from SEC filings. © 2026 Pathos Investments · pathosinvestments.com · For educational purposes only. Not investment advice.