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HUNTINGTON BANCSHARES INC /MD/

LISTEDNASDAQ

SYMBOLHBAN

SIC6021

STATE OF INC.MD

FISCAL YEAR ENDSDecember 31

CIK49196

NATIONAL COMMERCIAL BANKS · LARGE ACCELERATED FILER · 10 FISCAL YEARS OF SEC XBRL DATA, 2016–2025

Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.

CAPITALIZATION 12/31/25

($ millions)	Amount	%
Total debt	18,482	43.2
Stockholders' equity	24,342	56.8
Total capitalization	42,824	100.0

2,027,130,587 shares outstanding at 31 March 2026 (cover page of the 10-Q filed 30 April 2026).

LONG-TERM DEBT 12/31/25

($ millions)	Amount
Long-term debt, incl. current maturities	17,221
Short-term borrowings / commercial paper	1,261

CAPITAL STOCK 12/31/25

Common shares authorized	2,250,000,000
Common shares issued	1,567,732,506
Treasury shares	7,187,541
Par or stated value per share ($)	0.01
Preferred stock ($ millions)	2,731
Outstanding at 3/31/26	2,027,130,587

DIVIDENDS DECLARED/PAID

Fiscal year	Per share $	Payout %
2025	0.62	44.6
2024	0.62	50.8
2023	0.62	50.0
2022	0.62	42.8
2021	0.60	67.2

HISTORY AND BUSINESS

HISTORY: Incorporated in Maryland.

BUSINESS: Classified by the SEC under Standard Industrial Classification 6021, National Commercial Banks. Large accelerated filer. Principal executive office: Huntington Ctr, 41 S High St Hc0917, Columbus, OH 43287. Fiscal year ends December 31. Deposits at 12/31/25: $176,610 million. For a description of the business, see Item 1 of the latest 10-K.

CONSOLIDATED INCOME ACCOUNT, YEARS ENDED

($ millions)	12/31/25	12/31/24	12/31/23
Total interest income	10,310	9,921	8,916
Total interest expense	4,319	4,576	3,477
Net interest income	5,991	5,345	5,439
Noninterest income	2,175	2,040	1,921
Noninterest expense	5,015	4,562	4,574
Income before income taxes	2,688	2,403	2,384
Income taxes	459	443	413
Net income	2,211	1,940	1,951
Earned per share, diluted ($)	1.39	1.22	1.24
Dividends per share ($)	0.62	0.62	0.62

CONSOLIDATED STATEMENT OF CONDITION

($ millions)	12/31/25	12/31/24
Cash and due from banks	1,783	1,685
Interest-bearing deposits with banks	12,295	11,647
Loans	149,642	130,042
Allowance for credit losses	2,537	2,244
Total assets	225,106	204,230
Deposits	176,610	162,448
Short-term borrowings	1,261	199
Long-term debt	17,221	16,374
Total liabilities	200,727	184,448
Stockholders' equity	24,342	19,740

TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)

Fiscal year ended	Revenues	Oper. income	Net income	Net margin %	EPS diluted $	Div. per share $	Oper. cash flow	Total assets	Total liabilities	Total debt	Deposits	Stockholders' equity	ROE %	Debt / equity
12/31/25	12,485	–	2,211	17.7	1.39	0.62	2,482	225,106	200,727	18,482	176,610	24,342	9.1	0.76
12/31/24	11,961	–	1,940	16.2	1.22	0.62	1,836	204,230	184,448	16,573	162,448	19,740	9.8	0.84
12/31/23	10,837	–	1,951	18.0	1.24	0.62	2,657	189,368	169,970	13,014	151,230	19,353	10.1	0.67
12/31/22	7,950	–	2,238	28.2	1.45	0.62	4,027	182,906	165,137	11,713	147,914	17,731	12.6	0.66
12/31/21	6,080	–	1,295	21.3	0.90	0.60	2,062	174,064	154,746	7,442	143,263	19,297	6.7	0.39
12/31/20	5,238	–	817	15.6	0.69	0.60	1,323	123,038	110,045	8,535	98,948	12,993	6.3	0.66
12/31/19	5,655	–	1,411	25.0	1.27	0.58	1,574	109,002	97,207	12,455	82,347	11,795	12.0	1.06
12/31/18	5,270	–	1,393	26.4	1.20	0.50	1,726	108,781	97,679	10,642	84,774	11,102	12.5	0.96
12/31/17	4,740	–	1,186	25.0	1.00	0.35	1,954	104,185	93,371	14,262	77,041	10,814	11.0	1.32
12/31/16	3,782	–	712	18.8	0.70	0.29	1,215	99,714	89,406	12,002	75,608	10,308	6.9	1.16

Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; capital expenditure and free cash flow are not shown for banks and insurers, where they are not meaningful; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.

REGISTRANT:

HUNTINGTON BANCSHARES INC /MD/
CIK 49196 · EIN 31-0724920

PRINCIPAL OFFICE:

Huntington Ctr, 41 S High St Hc0917, Columbus, OH 43287
Tel.: 6144802265

INCORPORATED:

Maryland

INDUSTRY (SEC SIC CODE):

6021 · National Commercial Banks

FILER STATUS:

Large accelerated filer

LATEST ANNUAL REPORT:

10-K for period ended 12/31/25, filed 13 February 2026

FORMER NAMES:

HUNTINGTON BANCSHARES INC /MD/; HUNTINGTON BANCSHARES INC/MD

RECENT FILINGS (ANNUAL REPORT REFERENCES BELOW):

9/24/26	8-K	period 9/18/26
9/18/26	8-K	period 9/18/26
9/16/26	8-K	period 9/16/26
9/10/26	8-K	period 9/3/26
7/28/26	10-Q	period 6/30/26
7/23/26	8-K	period 7/23/26
7/23/26	8-K	period 7/23/26
6/25/26	8-K	period 6/25/26

Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 2/13/26) · 10-K FY2024 (filed 2/14/25) · 10-K FY2023 (filed 2/16/24) · 10-K FY2022 (filed 2/17/23) · 10-K FY2021 (filed 2/18/22) · 10-K FY2020 (filed 2/26/21) · 10-K FY2019 (filed 2/14/20) · 10-K FY2018 (filed 2/15/19). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.