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PNC FINANCIAL SERVICES GROUP, INC.

LISTEDNYSE

SYMBOLPNC

SIC6021

STATE OF INC.PA

FISCAL YEAR ENDSDecember 31

CIK713676

NATIONAL COMMERCIAL BANKS · LARGE ACCELERATED FILER · 10 FISCAL YEARS OF SEC XBRL DATA, 2016–2025

Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.

CAPITALIZATION 12/31/25

($ millions)	Amount	%
Total debt	57,101	48.5
Stockholders' equity	60,585	51.5
Total capitalization	117,686	100.0

398,943,667 shares outstanding at 20 July 2026 (cover page of the 10-Q filed 5 August 2026).

LONG-TERM DEBT 12/31/25

($ millions)	Amount
Long-term debt, incl. current maturities	57,101

CAPITAL STOCK 12/31/25

Common shares authorized	800,000,000
Common shares issued	543,497,966
Treasury shares	153,084,091
Par or stated value per share ($)	5
Preferred stock ($ millions)	0
Outstanding at 7/20/26	398,943,667

DIVIDENDS DECLARED/PAID

Fiscal year	Per share $	Payout %
2025	6.60	39.8
2024	6.30	45.9
2023	6.10	47.7
2022	5.75	41.5
2021	4.80	37.8

HISTORY AND BUSINESS

HISTORY: Incorporated in Pennsylvania. Formerly known as PNC BANK CORP (to 11 February 2000).

BUSINESS: Classified by the SEC under Standard Industrial Classification 6021, National Commercial Banks. Large accelerated filer. Principal executive office: The Tower At Pnc Plaza, 300 Fifth Avenue, Pittsburgh, PA 15222-2401. Fiscal year ends December 31. Deposits at 12/31/25: $440,866 million. For a description of the business, see Item 1 of the latest 10-K.

CONSOLIDATED INCOME ACCOUNT, YEARS ENDED

($ millions)	12/31/25	12/31/24	12/31/23
Total interest income	25,307	26,384	24,308
Total interest expense	10,897	12,885	10,392
Net interest income	14,410	13,499	13,916
Noninterest income	8,689	8,056	7,574
Noninterest expense	13,834	13,524	14,012
Total net revenue	23,099	21,555	21,490
Income before income taxes	8,486	7,242	6,736
Income taxes	1,489	1,289	1,089
Net income	6,997	5,953	5,647
Earned per share, diluted ($)	16.59	13.74	12.79
Dividends per share ($)	6.60	6.30	6.10

CONSOLIDATED STATEMENT OF CONDITION

($ millions)	12/31/25	12/31/24
Cash and due from banks	6,777	6,904
Interest-bearing deposits with banks	32,936	39,347
Loans	331,481	316,467
Allowance for credit losses	4,410	4,486
Total assets	573,572	560,038
Deposits	440,866	426,738
Long-term debt	57,101	61,673
Total liabilities	512,936	505,569
Stockholders' equity	60,585	54,425

TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)

Fiscal year ended	Revenues	Oper. income	Net income	Net margin %	EPS diluted $	Div. per share $	Oper. cash flow	Total assets	Total liabilities	Total debt	Deposits	Stockholders' equity	ROE %	Debt / equity
12/31/25	23,099	–	6,576	28.5	16.59	6.60	4,384	573,572	512,936	57,101	440,866	60,585	10.9	0.94
12/31/24	21,555	–	5,496	25.5	13.74	6.30	7,880	560,038	505,569	61,673	426,738	54,425	10.1	1.13
12/31/23	21,490	–	5,126	23.9	12.79	6.10	10,111	561,580	510,439	72,737	421,418	51,105	10.0	1.42
12/31/22	21,120	–	5,708	27.0	13.85	5.75	9,083	557,263	511,451	58,726	436,282	45,774	12.5	1.28
12/31/21	19,211	–	5,409	28.2	12.70	4.80	7,214	557,191	501,465	–	457,278	55,695	9.7	–
12/31/20	16,901	–	2,716	16.1	16.96	–	4,659	466,679	412,638	–	365,345	54,010	5.0	–
12/31/19	16,839	–	4,284	25.4	11.39	–	7,363	410,295	360,952	–	288,540	49,314	8.7	–
12/31/18	16,190	–	4,255	26.3	10.71	–	7,840	382,315	334,545	–	267,839	47,728	8.9	–
12/31/17	16,329	–	5,053	30.9	10.36	2.60	5,579	380,768	333,183	–	265,053	47,513	10.6	–
12/31/16	15,162	–	3,662	24.2	7.30	2.12	3,500	366,380	319,526	–	257,164	45,699	8.0	–

Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; capital expenditure and free cash flow are not shown for banks and insurers, where they are not meaningful; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.

REGISTRANT:

PNC FINANCIAL SERVICES GROUP, INC.
CIK 713676 · EIN 25-1435979

PRINCIPAL OFFICE:

The Tower At Pnc Plaza, 300 Fifth Avenue, Pittsburgh, PA 15222-2401
Tel.: 888-762-2265

INCORPORATED:

Pennsylvania

INDUSTRY (SEC SIC CODE):

6021 · National Commercial Banks

FILER STATUS:

Large accelerated filer

LATEST ANNUAL REPORT:

10-K for period ended 12/31/25, filed 20 February 2026

FORMER NAMES:

PNC FINANCIAL SERVICES GROUP INC; PNC BANK CORP

RECENT FILINGS (ANNUAL REPORT REFERENCES BELOW):

9/29/26	8-K	period 9/29/26
8/5/26	10-Q	period 6/30/26
7/21/26	8-K	period 7/16/26
7/15/26	8-K	period 7/15/26
7/15/26	8-K	period 7/15/26
6/22/26	8-K	period 6/22/26
5/26/26	8-K	period 5/20/26
5/5/26	10-Q	period 3/31/26

Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 2/20/26) · 10-K FY2024 (filed 2/21/25) · 10-K FY2023 (filed 2/21/24) · 10-K FY2022 (filed 2/22/23) · 10-K FY2021 (filed 2/25/22) · 10-K FY2020 (filed 2/26/21) · 10-K FY2019 (filed 3/2/20) · 10-K FY2018 (filed 3/1/19). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.