REGIONS FINANCIAL CORP
Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.
CAPITALIZATION 12/31/25
| ($ millions) | Amount | % |
|---|---|---|
| Total debt | 4,884 | 20.4 |
| Stockholders' equity | 19,043 | 79.6 |
| Total capitalization | 23,927 | 100.0 |
851,929,506 shares outstanding at 5 August 2026 (cover page of the 10-Q filed 6 August 2026).
LONG-TERM DEBT 12/31/25
| ($ millions) | Amount |
|---|---|
| Long-term debt, incl. current maturities | 4,134 |
| Short-term borrowings / commercial paper | 750 |
CAPITAL STOCK 12/31/25
| Common shares authorized | 3,000,000,000 |
| Common shares issued | 908,045,826 |
| Treasury shares | 41,032,676 |
| Par or stated value per share ($) | 0.01 |
| Outstanding at 8/5/26 | 851,929,506 |
DIVIDENDS DECLARED/PAID
| Fiscal year | Per share $ | Payout % |
|---|---|---|
| 2025 | 1.03 | 44.8 |
| 2024 | 0.98 | 50.8 |
| 2023 | 0.88 | 41.7 |
| 2022 | 0.74 | 32.5 |
| 2021 | 0.65 | 26.1 |
HISTORY AND BUSINESS
HISTORY: Incorporated in Delaware. Formerly known as NEW REGIONS FINANCIAL CORP (to 29 April 2004).
BUSINESS: Classified by the SEC under Standard Industrial Classification 6021, National Commercial Banks. Large accelerated filer. Principal executive office: 1900 Fifth Avenue North, Birmingham, AL 35203. Fiscal year ends December 31. Deposits at 12/31/25: $131,128 million. For a description of the business, see Item 1 of the latest 10-K.
CONSOLIDATED INCOME ACCOUNT, YEARS ENDED
| ($ millions) | 12/31/25 | 12/31/24 | 12/31/23 |
|---|---|---|---|
| Total interest income | 7,073 | 7,108 | 6,897 |
| Total interest expense | 2,082 | 2,290 | 1,577 |
| Net interest income | 4,991 | 4,818 | 5,320 |
| Provision for credit losses | 470 | 487 | 553 |
| Noninterest income | 2,535 | 2,265 | 2,256 |
| Noninterest expense | 4,313 | 4,242 | 4,416 |
| Income before income taxes | 2,743 | 2,354 | 2,607 |
| Income taxes | 587 | 461 | 533 |
| Net income | 2,156 | 1,893 | 2,074 |
| Earned per share, diluted ($) | 2.30 | 1.93 | 2.11 |
| Dividends per share ($) | 1.03 | 0.98 | 0.88 |
CONSOLIDATED STATEMENT OF CONDITION
| ($ millions) | 12/31/25 | 12/31/24 |
|---|---|---|
| Cash and due from banks | 3,112 | 2,893 |
| Interest-bearing deposits with banks | 7,795 | 7,819 |
| Securities available for sale | 27,560 | 26,224 |
| Securities held to maturity | 5,606 | 4,427 |
| Loans | 95,637 | 96,727 |
| Allowance for credit losses | 1,556 | 1,613 |
| Total assets | 158,814 | 157,302 |
| Deposits | 131,128 | 127,603 |
| Short-term borrowings | 750 | 500 |
| Long-term debt | 4,134 | 5,993 |
| Total liabilities | 139,711 | 139,392 |
| Stockholders' equity | 19,043 | 17,879 |
TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)
| Fiscal year ended | Revenues | Oper. income | Net income | Net margin % | EPS diluted $ | Div. per share $ | Oper. cash flow | Total assets | Total liabilities | Total debt | Deposits | Stockholders' equity | ROE % | Debt / equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12/31/25 | 9,608 | 53 | 2,156 | 22.4 | 2.30 | 1.03 | 2,181 | 158,814 | 139,711 | 4,884 | 131,128 | 19,043 | 11.3 | 0.26 |
| 12/31/24 | 9,373 | 95 | 1,893 | 20.2 | 1.93 | 0.98 | 1,598 | 157,302 | 139,392 | 6,493 | 127,603 | 17,879 | 10.6 | 0.36 |
| 12/31/23 | 9,153 | 212 | 2,074 | 22.7 | 2.11 | 0.88 | 2,308 | 152,194 | 134,701 | 2,330 | 127,788 | 17,429 | 11.9 | 0.13 |
| 12/31/22 | 7,531 | 56 | 2,245 | 29.8 | 2.28 | 0.74 | 3,102 | 155,220 | 139,269 | 2,284 | 131,743 | 15,947 | 14.1 | 0.14 |
| 12/31/21 | 6,605 | 46 | 2,521 | 38.2 | 2.49 | 0.65 | 3,030 | 162,938 | 144,612 | 2,407 | 139,072 | 18,326 | 13.8 | 0.13 |
| 12/31/20 | 6,655 | – | 1,094 | 16.4 | 1.03 | 0.62 | 2,324 | 147,389 | 129,278 | 3,569 | 122,479 | 18,111 | 6.0 | 0.20 |
| 12/31/19 | 6,712 | – | 1,582 | 23.6 | 1.50 | 0.59 | 2,581 | 126,240 | 109,945 | 9,929 | 97,475 | 16,295 | 9.7 | 0.61 |
| 12/31/18 | 6,356 | – | 1,759 | 27.7 | 1.54 | 0.46 | 2,275 | 125,688 | 110,598 | 14,024 | 94,491 | 15,090 | 11.7 | 0.93 |
| 12/31/17 | 5,949 | – | 1,263 | 21.2 | 1.00 | 0.32 | 2,297 | 124,294 | 108,102 | 8,632 | 96,889 | 16,192 | 7.8 | 0.53 |
| 12/31/16 | 5,825 | – | 1,163 | 20.0 | 0.87 | 0.26 | 2,037 | 125,968 | 109,304 | 7,763 | 99,035 | 16,664 | 7.0 | 0.47 |
Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; capital expenditure and free cash flow are not shown for banks and insurers, where they are not meaningful; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.
REGISTRANT:
REGIONS FINANCIAL CORP
CIK 1281761 · EIN 63-0589368
PRINCIPAL OFFICE:
1900 Fifth Avenue North, Birmingham, AL 35203
Tel.: 800-734-4667
INCORPORATED:
Delaware
INDUSTRY (SEC SIC CODE):
6021 · National Commercial Banks
FILER STATUS:
Large accelerated filer
LATEST ANNUAL REPORT:
10-K for period ended 12/31/25, filed 24 February 2026
FORMER NAMES:
NEW REGIONS FINANCIAL CORP
Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 2/24/26) · 10-K FY2024 (filed 2/21/25) · 10-K FY2023 (filed 2/23/24) · 10-K FY2022 (filed 2/24/23) · 10-K FY2021 (filed 2/24/22) · 10-K FY2020 (filed 2/24/21) · 10-K FY2019 (filed 2/21/20) · 10-K FY2018 (filed 2/22/19). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.
Data from SEC filings. © 2026 Pathos Investments · pathosinvestments.com · For educational purposes only. Not investment advice.