SCHWAB CHARLES CORP
Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.
CAPITALIZATION 12/31/25
| ($ millions) | Amount | % |
|---|---|---|
| Total debt | 24,099 | 32.8 |
| Stockholders' equity | 49,425 | 67.2 |
| Total capitalization | 73,524 | 100.0 |
1,729,335,714 shares outstanding at 31 July 2026 (cover page of the 10-Q filed 7 August 2026).
LONG-TERM DEBT 12/31/25
| ($ millions) | Amount |
|---|---|
| Long-term debt, incl. current maturities | 22,199 |
| Long-term debt, noncurrent | 22,199 |
| Short-term borrowings / commercial paper | 1,900 |
CAPITAL STOCK 12/31/25
| Treasury shares | 315,863,800 |
| Preferred stock ($ millions) | 6,763 |
| Outstanding at 7/31/26 | 1,729,335,714 |
DIVIDENDS DECLARED/PAID
| Fiscal year | Per share $ | Payout % |
|---|---|---|
| 2025 | 1.08 | 23.2 |
| 2024 | 1.00 | 33.4 |
| 2023 | 1.00 | 39.4 |
| 2022 | 0.84 | 24.0 |
| 2021 | 0.72 | 25.4 |
HISTORY AND BUSINESS
HISTORY: Incorporated in Delaware.
BUSINESS: Classified by the SEC under Standard Industrial Classification 6211, Security Brokers, Dealers & Flotation Companies. Large accelerated filer. Principal executive office: 3000 Schwab Way, Westlake, TX 76262. Fiscal year ends December 31. Deposits at 12/31/25: $255,747 million. For a description of the business, see Item 1 of the latest 10-K.
CONSOLIDATED INCOME ACCOUNT, YEARS ENDED
| ($ millions) | 12/31/25 | 12/31/24 | 12/31/23 |
|---|---|---|---|
| Total interest income | 15,504 | 15,537 | 16,111 |
| Total interest expense | 3,754 | 6,393 | 6,684 |
| Net interest income | 11,750 | 9,144 | 9,427 |
| Noninterest expense | 12,462 | 11,914 | 12,459 |
| Total net revenue | 23,921 | 19,606 | 18,837 |
| Income before income taxes | 11,459 | 7,692 | 6,378 |
| Income taxes | 2,607 | 1,750 | 1,311 |
| Net income | 8,852 | 5,942 | 5,067 |
| Earned per share, diluted ($) | 4.65 | 2.99 | 2.54 |
| Dividends per share ($) | 1.08 | 1.00 | 1.00 |
CONSOLIDATED STATEMENT OF CONDITION
| ($ millions) | 12/31/25 | 12/31/24 |
|---|---|---|
| Loans | 57,991 | 45,236 |
| Allowance for credit losses | 36 | 21 |
| Total assets | 490,995 | 479,843 |
| Deposits | 255,747 | 259,121 |
| Short-term borrowings | 6,913 | 5,999 |
| Long-term debt | 22,199 | 22,428 |
| Total liabilities | 441,570 | 431,468 |
| Stockholders' equity | 49,425 | 48,375 |
TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)
| Fiscal year ended | Revenues | Oper. income | Net income | Net margin % | EPS diluted $ | Div. per share $ | Oper. cash flow | Total assets | Total liabilities | Total debt | Deposits | Stockholders' equity | ROE % | Debt / equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12/31/25 | 23,921 | – | 8,852 | 37.0 | 4.65 | 1.08 | 9,311 | 490,995 | 441,570 | 24,099 | 255,747 | 49,425 | 17.9 | 0.49 |
| 12/31/24 | 19,606 | – | 5,942 | 30.3 | 2.99 | 1.00 | 2,670 | 479,843 | 431,468 | 22,428 | 259,121 | 48,375 | 12.3 | 0.46 |
| 12/31/23 | 18,837 | – | 5,067 | 26.9 | 2.54 | 1.00 | 19,587 | 493,178 | 452,220 | 26,128 | 289,953 | 40,958 | 12.4 | 0.64 |
| 12/31/22 | 20,762 | – | 7,183 | 34.6 | 3.50 | 0.84 | 2,057 | 551,772 | 515,164 | 37,878 | 366,724 | 36,608 | 19.6 | 1.03 |
| 12/31/21 | 18,520 | – | 5,855 | 31.6 | 2.83 | 0.72 | 2,118 | 667,270 | 611,009 | 23,769 | 443,778 | 56,261 | 10.4 | 0.42 |
| 12/31/20 | 11,691 | – | 3,299 | 28.2 | 2.12 | 0.72 | 6,852 | 549,009 | 492,949 | 13,632 | 358,022 | 56,060 | 5.9 | 0.24 |
| 12/31/19 | 10,721 | – | 3,704 | 34.5 | 2.67 | 0.68 | 9,325 | 294,000 | 272,260 | 7,430 | 220,094 | 21,745 | 17.0 | 0.34 |
| 12/31/18 | 10,132 | – | 3,507 | 34.6 | 2.45 | 0.46 | 12,456 | 296,482 | 275,812 | 6,881 | 231,423 | 20,670 | 17.0 | 0.33 |
| 12/31/17 | 8,618 | – | 2,354 | 27.3 | 1.61 | 0.32 | (839) | 243,274 | 224,749 | 19,753 | 169,656 | 18,525 | 12.7 | 1.07 |
| 12/31/16 | 7,478 | – | 1,889 | 25.3 | 1.31 | 0.27 | 3,603 | 223,383 | 206,962 | 2,876 | 163,454 | 16,421 | 11.5 | 0.18 |
Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; capital expenditure and free cash flow are not shown for banks and insurers, where they are not meaningful; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.
REGISTRANT:
SCHWAB CHARLES CORP
CIK 316709 · EIN 94-3025021
PRINCIPAL OFFICE:
3000 Schwab Way, Westlake, TX 76262
Tel.: 817-859-5000
INCORPORATED:
Delaware
INDUSTRY (SEC SIC CODE):
6211 · Security Brokers, Dealers & Flotation Companies
FILER STATUS:
Large accelerated filer
LATEST ANNUAL REPORT:
10-K for period ended 12/31/25, filed 25 February 2026
Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 2/25/26) · 10-K FY2024 (filed 2/26/25) · 10-K FY2023 (filed 2/23/24) · 10-K FY2022 (filed 2/24/23) · 10-K FY2021 (filed 2/24/22) · 10-K FY2020 (filed 2/24/21) · 10-K FY2019 (filed 2/26/20) · 10-K FY2018 (filed 2/22/19). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.
Data from SEC filings. © 2026 Pathos Investments · pathosinvestments.com · For educational purposes only. Not investment advice.