TRUIST FINANCIAL CORP
Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.
CAPITALIZATION 12/31/25
| ($ millions) | Amount | % |
|---|---|---|
| Total debt | 69,802 | 51.7 |
| Stockholders' equity | 65,189 | 48.3 |
| Total capitalization | 134,991 | 100.0 |
1,221,626,188 shares outstanding at 30 June 2026 (cover page of the 10-Q filed 31 July 2026).
LONG-TERM DEBT 12/31/25
| ($ millions) | Amount |
|---|---|
| Long-term debt, incl. current maturities | 41,963 |
| Short-term borrowings / commercial paper | 27,839 |
CAPITAL STOCK 12/31/25
| Common shares authorized | 2,000,000,000 |
| Par or stated value per share ($) | 5 |
| Outstanding at 6/30/26 | 1,221,626,188 |
DIVIDENDS DECLARED/PAID
| Fiscal year | Per share $ | Payout % |
|---|---|---|
| 2025 | 2.08 | 54.5 |
| 2024 | 2.08 | 61.9 |
| 2023 | 2.08 | – |
| 2022 | 2.00 | 45.1 |
| 2021 | 1.86 | 41.6 |
HISTORY AND BUSINESS
HISTORY: Incorporated in North Carolina. Formerly known as BB&T CORP (to 6 December 2019); SOUTHERN NATIONAL CORP /NC/ (to 14 May 1997).
BUSINESS: Classified by the SEC under Standard Industrial Classification 6021, National Commercial Banks. Large accelerated filer. Principal executive office: 214 North Tryon Street, Charlotte, NC 28202. Fiscal year ends December 31. Deposits at 12/31/25: $400,398 million. For a description of the business, see Item 1 of the latest 10-K.
CONSOLIDATED INCOME ACCOUNT, YEARS ENDED
| ($ millions) | 12/31/25 | 12/31/24 | 12/31/23 |
|---|---|---|---|
| Total interest income | 24,542 | 25,066 | 24,452 |
| Total interest expense | 10,119 | 10,975 | 9,856 |
| Net interest income | 14,423 | 14,091 | 14,524 |
| Provision for credit losses | 1,894 | 1,870 | 2,109 |
| Noninterest income | 5,896 | (813) | 5,498 |
| Noninterest expense | 12,076 | 12,009 | 18,678 |
| Income before income taxes | 6,349 | (601) | (765) |
| Income taxes | 1,042 | (556) | 738 |
| Net income | 5,307 | 4,840 | (1,047) |
| Earned per share, diluted ($) | 3.82 | 3.36 | (1.09) |
| Dividends per share ($) | 2.08 | 2.08 | 2.08 |
CONSOLIDATED STATEMENT OF CONDITION
| ($ millions) | 12/31/25 | 12/31/24 |
|---|---|---|
| Cash and due from banks | 4,967 | 5,793 |
| Interest-bearing deposits with banks | 31,410 | 33,975 |
| Securities available for sale | 65,042 | 67,464 |
| Securities held to maturity | 47,186 | 50,640 |
| Loans | 328,595 | 306,383 |
| Allowance for credit losses | 5,030 | 4,857 |
| Total assets | 547,538 | 531,176 |
| Deposits | 400,398 | 390,524 |
| Short-term borrowings | 27,839 | 29,205 |
| Long-term debt | 41,963 | 34,956 |
| Total liabilities | 482,349 | 467,497 |
| Stockholders' equity | 65,189 | 63,679 |
TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)
| Fiscal year ended | Revenues | Oper. income | Net income | Net margin % | EPS diluted $ | Div. per share $ | Oper. cash flow | Total assets | Total liabilities | Total debt | Deposits | Stockholders' equity | ROE % | Debt / equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12/31/25 | 30,438 | – | 4,974 | 16.3 | 3.82 | 2.08 | 5,739 | 547,538 | 482,349 | 69,802 | 400,398 | 65,189 | 7.6 | 1.07 |
| 12/31/24 | 24,253 | – | 4,469 | 18.4 | 3.36 | 2.08 | 2,164 | 531,176 | 467,497 | 64,161 | 390,524 | 63,679 | 7.0 | 1.01 |
| 12/31/23 | 29,950 | – | (1,452) | -4.8 | (1.09) | 2.08 | 8,631 | 535,349 | 476,096 | 63,746 | 395,865 | 59,253 | -2.5 | 1.08 |
| 12/31/22 | 22,294 | – | 5,927 | 26.6 | 4.43 | 2.00 | 11,081 | 555,255 | 494,718 | 66,625 | 413,495 | 60,537 | 9.8 | 1.10 |
| 12/31/21 | 23,064 | – | 6,033 | 26.2 | 4.47 | 1.86 | 7,892 | 541,241 | 471,970 | 41,205 | 416,488 | 69,271 | 8.7 | 0.59 |
| 12/31/20 | 24,427 | – | 4,184 | 17.1 | 3.08 | 1.80 | 7,437 | 509,228 | 438,316 | 45,689 | 381,077 | 70,912 | 5.9 | 0.64 |
| 12/31/19 | 14,664 | – | 3,028 | 20.6 | 3.71 | 1.71 | 1,520 | 473,078 | 406,520 | 59,557 | 334,727 | 66,558 | 4.5 | 0.89 |
| 12/31/18 | 12,996 | – | 3,063 | 23.6 | 3.91 | 1.56 | 4,349 | 225,697 | 195,519 | 28,887 | 161,199 | 30,178 | 10.1 | 0.96 |
| 12/31/17 | 12,156 | – | 2,220 | 18.3 | 2.74 | 1.26 | 4,635 | 221,642 | 191,947 | 28,586 | 157,371 | 29,695 | 7.5 | 0.96 |
| 12/31/16 | 11,538 | – | 2,259 | 19.6 | 2.77 | 1.15 | 3,115 | 219,276 | 189,350 | 23,371 | 160,234 | 29,926 | 7.5 | 0.78 |
Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; capital expenditure and free cash flow are not shown for banks and insurers, where they are not meaningful; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.
REGISTRANT:
TRUIST FINANCIAL CORP
CIK 92230 · EIN 56-0939887
PRINCIPAL OFFICE:
214 North Tryon Street, Charlotte, NC 28202
Tel.: 8444878478
INCORPORATED:
North Carolina
INDUSTRY (SEC SIC CODE):
6021 · National Commercial Banks
FILER STATUS:
Large accelerated filer
LATEST ANNUAL REPORT:
10-K for period ended 12/31/25, filed 24 February 2026
FORMER NAMES:
BB&T CORP; SOUTHERN NATIONAL CORP /NC/
Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 2/24/26) · 10-K FY2024 (filed 2/25/25) · 10-K FY2023 (filed 2/27/24) · 10-K FY2022 (filed 2/28/23) · 10-K FY2021 (filed 2/23/22) · 10-K FY2020 (filed 2/24/21) · 10-K FY2019 (filed 3/3/20) · 10-K FY2018 (filed 2/26/19). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.
Data from SEC filings. © 2026 Pathos Investments · pathosinvestments.com · For educational purposes only. Not investment advice.