TRAVELERS COMPANIES, INC.
Fiscal years labelled by the calendar year in which they end. Bars in $ billions; per-share figures as reported.
CAPITALIZATION 12/31/25
| ($ millions) | Amount | % |
|---|---|---|
| Total debt | 9,367 | 22.2 |
| Stockholders' equity | 32,894 | 77.8 |
| Total capitalization | 42,261 | 100.0 |
208,575,022 shares outstanding at 10 July 2026 (cover page of the 10-Q filed 17 July 2026).
LONG-TERM DEBT 12/31/25
| ($ millions) | Amount |
|---|---|
| Long-term debt, incl. current maturities | 9,267 |
| Current maturities | 300 |
| Short-term borrowings / commercial paper | 100 |
CAPITAL STOCK 12/31/25
| Common shares authorized | 1,750,000,000 |
| Treasury shares | 575,900,000 |
| Outstanding at 7/10/26 | 208,575,022 |
DIVIDENDS DECLARED/PAID
| Fiscal year | Per share $ | Payout % |
|---|---|---|
| 2025 | – | – |
| 2024 | – | – |
| 2023 | – | – |
| 2022 | – | – |
| 2021 | – | – |
HISTORY AND BUSINESS
HISTORY: Incorporated in Minnesota. Formerly known as ST PAUL TRAVELERS COMPANIES INC (to 23 February 2007); ST PAUL COMPANIES INC /MN/ (to 31 March 2004); ST PAUL FIRE & MARINE INSURANCE CO/MD (to 19 February 1999).
BUSINESS: Classified by the SEC under Standard Industrial Classification 6331, Fire, Marine & Casualty Insurance. Large accelerated filer. Principal executive office: 385 Washington St, Saint Paul, MN 55102. Fiscal year ends December 31. For a description of the business, see Item 1 of the latest 10-K.
CONSOLIDATED INCOME ACCOUNT, YEARS ENDED
| ($ millions) | 12/31/25 | 12/31/24 | 12/31/23 |
|---|---|---|---|
| Premiums earned | 43,914 | 41,941 | 37,761 |
| Net investment income | 3,959 | 3,590 | 2,922 |
| Total revenues | 48,828 | 46,423 | 41,364 |
| Benefits, losses and expenses | 41,032 | 40,243 | 37,993 |
| Income before income taxes | 7,796 | 6,180 | 3,371 |
| Income taxes | 1,508 | 1,181 | 380 |
| Net income | 6,288 | 4,999 | 2,991 |
| Earned per share, diluted ($) | 27.43 | 21.47 | 12.79 |
| Dividends per share ($) | – | – | – |
CONSOLIDATED BALANCE SHEET
| ($ millions) | 12/31/25 | 12/31/24 |
|---|---|---|
| Total investments | 101,182 | 94,223 |
| Total assets | 143,708 | 133,189 |
| Policy liabilities and reserves | 65,737 | 64,093 |
| Total liabilities | 110,814 | 105,325 |
| Stockholders' equity | 32,894 | 27,864 |
TEN-YEAR STATISTICS: FISCAL YEARS ($ millions except per share)
| Fiscal year ended | Revenues | Oper. income | Net income | Net margin % | EPS diluted $ | Div. per share $ | Oper. cash flow | Total assets | Total liabilities | Total debt | Deposits | Stockholders' equity | ROE % | Debt / equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12/31/25 | 48,828 | – | 6,288 | 12.9 | 27.43 | – | 10,606 | 143,708 | 110,814 | 9,367 | – | 32,894 | 19.1 | 0.28 |
| 12/31/24 | 46,423 | – | 4,999 | 10.8 | 21.47 | – | 9,074 | 133,189 | 105,325 | 8,133 | – | 27,864 | 17.9 | 0.29 |
| 12/31/23 | 41,364 | – | 2,991 | 7.2 | 12.79 | – | 7,711 | 125,978 | 101,057 | 8,131 | – | 24,921 | 12.0 | 0.33 |
| 12/31/22 | 36,884 | – | 2,842 | 7.7 | 11.77 | – | 6,465 | 115,717 | 94,157 | 7,392 | – | 21,560 | 13.2 | 0.34 |
| 12/31/21 | 34,816 | – | 3,662 | 10.5 | 14.49 | – | 7,274 | 120,466 | 91,579 | 7,390 | – | 28,887 | 12.7 | 0.26 |
| 12/31/20 | 31,981 | – | 2,697 | 8.4 | 10.52 | – | 6,519 | 116,764 | 87,563 | 6,650 | – | 29,201 | 9.2 | 0.23 |
| 12/31/19 | 31,581 | – | 2,622 | 8.3 | 9.92 | – | 5,205 | 110,122 | 84,179 | 6,658 | – | 25,943 | 10.1 | 0.26 |
| 12/31/18 | 30,282 | – | 2,523 | 8.3 | 9.28 | – | 4,380 | 104,233 | 81,339 | 6,664 | – | 22,894 | 11.0 | 0.29 |
| 12/31/17 | 28,902 | – | 2,056 | 7.1 | 7.33 | 2.83 | 4,148 | 103,483 | 79,752 | 6,671 | – | 23,731 | 8.7 | 0.28 |
| 12/31/16 | 27,625 | – | 3,014 | 10.9 | 10.28 | 2.62 | 4,469 | 100,245 | 77,024 | 6,537 | – | 23,221 | 13.0 | 0.28 |
Net margin = net income ÷ revenues; ROE = net income ÷ year-end stockholders’ equity; total debt = long-term debt including current maturities plus short-term borrowings/commercial paper, as tagged in XBRL; capital expenditure and free cash flow are not shown for banks and insurers, where they are not meaningful; d = derived as total assets − total equity where the filing does not tag total liabilities; – = not reported in XBRL for that year.
REGISTRANT:
TRAVELERS COMPANIES, INC.
CIK 86312 · EIN 41-0518860
PRINCIPAL OFFICE:
385 Washington St, Saint Paul, MN 55102
Tel.: 6513107911
INCORPORATED:
Minnesota
INDUSTRY (SEC SIC CODE):
6331 · Fire, Marine & Casualty Insurance
FILER STATUS:
Large accelerated filer
LATEST ANNUAL REPORT:
10-K for period ended 12/31/25, filed 12 February 2026
FORMER NAMES:
ST PAUL TRAVELERS COMPANIES INC; ST PAUL COMPANIES INC /MN/; ST PAUL FIRE & MARINE INSURANCE CO/MD
Sources: SEC XBRL company facts (all financial figures) · SEC submissions (registrant, address, SIC, filings) · annual reports: 10-K FY2025 (filed 2/12/26) · 10-K FY2024 (filed 2/13/25) · 10-K FY2023 (filed 2/15/24) · 10-K FY2022 (filed 2/16/23) · 10-K FY2021 (filed 2/17/22) · 10-K FY2020 (filed 2/11/21) · 10-K FY2019 (filed 2/13/20) · 10-K FY2018 (filed 2/14/19). Values are the latest figures filed for each fiscal year (restated where a later 10-K restated them). Ratios and free cash flow are Pathos calculations from those figures. Retrieved 31 October 2026.
Data from SEC filings. © 2026 Pathos Investments · pathosinvestments.com · For educational purposes only. Not investment advice.